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Athene^® BCA Suite of Fixed Indexed Annuities

You can overcome the challenges of traditional retirement savings solutions. You can protect the money you've worked so hard for without settling for historically low interest rates. You can benefit from the upside potential of the markets without worrying about stock market downturns. Select one of the options below to explore the BCA^® 2.0 opportunities.

Protect and grow retirement savings

Generate guaranteed lifetime income

Provide a legacy for your loved ones

What is a fixed indexed annuity?

A fixed indexed annuity is a contract issued by an insurance company. In exchange for your premium, the insurance company provides the opportunity for growth based in part on the performance of underlying indices within a larger strategy while protecting your money from downside market risk. Fixed indexed annuities are not stock market investments and do not directly participate in any stock or equity investments or index. It is not possible to invest directly in an index. All guarantees are backed by the claims-paying ability of the issuing carrier and may be subject to annual charges. Other restrictions and limitations may apply.

May not be available for use in all states.

Under current tax law, the Internal Revenue Code already provides tax deferral to qualified money, so there is no additional tax benefit obtained by funding an IRA with an annuity. Consider the other benefits provided by an annuity, such as lifetime income and a death benefit.

Indexed annuities are not stock market investments and do not directly participate in any stock or equity investments. Market indices may not include dividends paid on the underlying stocks, and therefore may not reflect the total return of the underlying stocks; neither an index nor any market-indexed annuity is comparable to a direct investment in the equity markets.

Athene BCA 2.0 ANN19 (01/19), ANN19CS06 (01/19), ANN19CS08 (01/19), ANN19CS10 (01/19), ANN19CS12 (01/19) or state variation, Family Endowment Rider PBEDB (01/19), PBEDBRS (01/19) or state variation, Balanced Allocation Lifetime Income Rider ANNIRS (01/19), ANNIRSRS (01/19), ANNIRF (01/19), ANNIRFRS (01/19) or state variation are issued by Athene Annuity and Life Company, West Des Moines, IA. Product features, limitations and availability vary; please contact your insurance professional to see the Certificate of Disclosure for full details. Products available in 49 states (excluding NY) and D.C.

Idaho and Oregon: The Athene BCA 2.0 ICC18 ANN19 (01/19), ICC18 ANN19CS06 (01/19), ICC18 ANN19CS08 (01/19), ICC18 ANN19CS10 (01/19); The Athene Velocity ICC18 ANN19 (01/19), ICC18 ASP19CS (01/19); the Athene Velocity Income Rider ICC19 ASPIR (01/19), ICC18 ASPIRRS (01/19); the Family Endowment Rider ICC18 PBEDB (01/19), ICC18 PBEDBRS (01/19); the Balanced Allocation Lifetime Income Rider ICC19 ANNIRS (01/19), ICC18 ANNIRSRS (01/19), ICC19 ANNIRF (01/19), ICC18 ANNIRFRS 01/19) are issued by Athene Annuity and Life Company, West Des Moines, IA. Product features, limitations and availability vary; see Certificate of Disclosure for full details. Products not available in all states.

This material is a general description intended for general public use. Athene Annuity and Life Company (61689), headquartered in West Des Moines, Iowa, and issuing annuities in 49 states (excluding NY) and D.C., and Athene Annuity & Life Assurance Company of New York (68039), headquartered in Pearl River, NY, and issuing annuities in New York, are not undertaking to provide investment advice for any individual or in any individual situation, and therefore nothing in this should be read as investment advice. Please reach out to your insurance professional if you have any questions about Athene products or their features. Products not available in all states.

ATHENE ANNUITIES ARE PRODUCTS OF THE INSURANCE INDUSTRY AND NOT GUARANTEED BY ANY BANK NOR INSURED BY FDIC OR NCUA/NCUSIF. MAY LOSE VALUE. NO BANK/CREDIT UNION GUARANTEE. NOT A DEPOSIT. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. MAY ONLY BE OFFERED BY A LICENSED INSURANCE AGENT.

This web page contains highlights only — for a full explanation of these annuities, please contact your insurance professional to see the Certificate of Disclosure which provides more detailed product information including all charges or limitations as well as definitions of capitalized terms.

Take Control of Your Future

Athene® BCA Suite of Fixed Indexed Annuities

Athene^® BCA Suite of Fixed Indexed Annuities